Why Purchase Flood Insurance?
Guidelines for Purchasing Flood Insurance
Most parts of the region are subject to flooding. Flooding causes over 10 billion dollars of damage each year. Your homeowners, condominium, or renter’s insurance will not cover flooding losses. Over 20 percent of land is considered part of some flood zone. Even if you do not live in a high flood risk area, you are in some danger of loss from a flood, because 20 percent of all flood claims are filed in low to moderate flood risk areas, according to the Insurance Information Institute.
Flood insurance protects two types of insurable property: building and contents. The first covers your building, the latter covers your possessions; neither covers the land they occupy.
Having a flood insurance policy is the best way to protect your personal and business assets most fully from the cost of flood damages and loss. If you do not have flood insurance and the Federal Government declares a disaster you may not be eligible for low interest loans and other resources offered.
We invite you to complete an online quote or call us to review coverage options for auto insurance, home insurance, life insurance, health insurance, business insurance, commercial insurance, renters insurance, boat insurance, and more. We provide free, no hassle and no obligation quotes to let you see what we have to offer.