Recently we have seen streets filled with vehicles damaged from rioters. Damage can be a simple scratch, windshield damage, or even a fire. The question is, “Are these kinds of losses covered under a standard auto policy?”
It is normal for people to be worried about their cars if they live in an area with ongoing riots. Insurance coverage that covers acts of vandalism is not part of the auto liability insurance.
According to the industry-backed Insurance Information Institute, this type of damage typically is covered under optional comprehensive insurance plans. This coverage provides reimbursement for damage to the vehicle and its contents caused by fire, falling objects, vandalism, or rioting.
Approximately two-thirds of policyholders have this coverage. However, each policy is different, so the actual coverage will depend on your individual auto policy terms and conditions.
A Few Things to Remember
Slevin Insurance Group offers several of the top insurance companies to choose from when selecting your insurance plan. We research the rates and coverage for you to find you the options that fits your needs. You no longer need to call around town or search all over the Internet to find the best rates – we do the shopping and comparing for you to save you time!