Many businesses and homeowners go without flood insurance. They figure the odds are low that anything will happen. Some people may think that a flood is covered under their current policy. Let us correct you; unless you have added the coverage, it is excluded. We agree that the probability is low, none the less, it does exist. Some mortgage companies may even require flood insurance, depending on where your home is located.
Myths about flood insurance:
If your home is in a flood zone, the National Flood Insurance Program (NFIP) offers coverage and we can help you secure affordable coverage.
Insurance is all about understanding risks, and not every homeowner is equally at risk for flood losses. Your risks depend on how close you live to rivers, streams, lakes or flood zones, or how well your home was built to withstand losses.
The last thing we want is for you to be knee deep in water without the proper insurance. We recommend you consider the options, contact us today. Every home is unique. Talk to us today to find out how to get the best price and value on Illinois home insurance for you.