Archive for the ‘Flood Insurance’ Category

Are you considering adding an Accessory Dwelling Unit (ADU) to your property? Whether it’s a backyard cottage, garage conversion, or basement apartment, ADUs can provide a convenient and … More

Risks, Savings, and Choosing the Right Agent

Understanding the Risks

Homeownership comes with various risks, including natural disasters, theft, and fire. Being aware of these risks and how … More

With the beginning of a new year, it is important to review your home and auto insurance policies to ensure you are getting the most out of them. … More

Personal Insurance

Our agency is committed to educating your clients on personal insurance including auto, home, boat, motorcycle and RV coverage. We know that if you are educated … More

We recommend asking your agent a series of questions to better understand what your insurance covers and does not cover.  At Valley Oaks Insurance Agency, we know how … More

What are multi-policy discounts?

Everyone who owns an automobile and home has the opportunity to save money. Insurance companies will offer you discounts if you place your home … More

Everyone is looking to reduce homeowner’s insurance premiums. Most people think the only way to reduce your homeowner’s premiums is to shop for the best price. While that … More

A Chicago Business Insurance Update

In a recent study conducted by the Business Continuity Institute, the threat of cyber-attack is one of the biggest fears of large … More

If you’re looking for homeowner’s insurance, you’re undoubtedly curious about how the insurer calculates your premium. Some consumers have the misconception that home insurance is a fixed cost. … More

You may believe that home insurance is only useful in the event of a natural disaster. If your home is damaged by a fire, hurricane, or flood, your … More