Will Smart Home Safety Devices Help Reduce Insurance Costs?

home security

There is no question; not only has technology made our lives easier, but it is also keeping us safer and helping to keep insurance premiums lower. Let’s look at few ways technology has helped with your homeowner’s insurance.

These technologies can help lower your homeowner’s insurance cost. Many of these can be controlled through your smart phone, which gives you control no matter where you are.

Smart Home Devices Can Include

  • Security systems and burglar alarms
  • Smoke detectors
  • Fire Controls Devices
  • Video surveillance cameras, including doorbells with cameras
  • Smart Thermostats
  • Light controls
  • Water and sensors and shut off systems

If you already have a smart home device installed, such as an alarm system or a Ring Video Doorbell, check with your homeowner’s insurance company to see if the device qualifies you to receive a smart home insurance discount.  In addition to saving you money on your insurance, by adding smart home devices to your home, there are a number of other ways you can add value to your home. Certain improvements can help if you’re going to sell your home!

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